Monday, March 22, 2010

HC Bill elimination of pre-existing condition: True or Bogus?

One of the supposed great benefits of this health care bill, HR #4872, is that starting in 2014, pre-existing conditions & rescission will be made illegal.

However, there is some articles claiming these customer protections are bogus, insofar as a health care insurer could still do rescission existing customers or deny existing customer for pre-existing conditions because

1 No strong enforcement - firedoglake http://fdlaction.firedoglake.com/2010/03/22/signed-sealed-but-not-delivered-six-big-flaws-need-fixing-to-make-new-law-meaningful-health-care-reform/

My sense is that without strong regulation, a sick broke consumer will not get justice, fighting a health ins co & its army of lawyers.

or 

2 Weak fine on health ins co, will be viewed as "cost of doing business" http://www.dailykos.com/story/2010/3/22/849097/-want-to-improve-the-ban-on-pre-existing-conditions

This article claims Michael Moore claims the ins co fine is $100/day.  So for costly treatments, such as cancer, an ins co could just say wait 1 year for the patient to day, & pay the $36.5K fine, as opposed to the $50K or $200K or whatever cost of actual health care treatment.

There was another article (don't recall source) claiming this fine was a flat $5K.

I've not been able to figure this out.  I searched online.  I called my House Rep, & Public Citizen.  In each case the operator transferred me to the relevant "expert", which went directly to voicemail.

Do any of you know?  If so could you indicate whether

1 the illegalizing of pre-existing conditions & rescissions is true or bogus?

2 Point to the specific page nbr(s) of the bill with the relevant evidence, along with a url link to said bill

Pls drop knowledge in the comments.

Sunday, March 21, 2010

Thursday, March 18, 2010

8 Switch

saw this funk cover band 8 Switch yesterday.

Dope show.  Remind me of Orange Whip, insofar as they play long 2-3 hours & bring great energy, have 1 lead female, physically small, singer with huge strong voice; & a bunch of dudes.  8 Switch's focus is 70s funk like Stevie Wonder, Earth Wind & Fire.  Also similar to OW, 8S did maybe 15% hip hop songs also, Notorious BIG's "Big Poppa" & Young MC "Bust a Move".  I see 8S site says they also have 1 self-titled album for sale with their original funk songs.

8 Switch advantage might be that the instrumentalists "go in" more on solos, & they have horn instrumentalists.  OW's advantage is that they cover more ground, 70s - 10s pop, broadly, from ZZ Top to Dr Dre/Snoop Dogg to Billy Joel to Duran Duran (song list).  So with OW prolly any of your homies will enjoy something they play, whereas 8S folks would have to not dislike funk music.  But for me they're both great, you can't go wrong with either.

BJ Services Company

Looking through the list of companies in global stock index, VT, Vanguard Total World Stock ETF which tracks the FTSE All-World Index.  BTW, this is a great idea, it covers ~2700 comapnies in 46 countries, developed & emerging in every populated continent.  Basically it only excludes tiny & non-tiny "frontier" or other risky countries that don't have "mature" stock markets.

Anyways,I randomly noticed there's a US oil services company in the VT index called BJ Services Company, stock ticker BJS .  LOLz!  I'm surprised some type of vulture capitalist like Govenor Bittsch Romney , private equity firm, etc, doesn't

1 buy 50% of the company to get "controlling interest" to run thangs

2 split off the oil biz with a separate company name/stock ticker

3 relocate to Vegas or some other place where prostitution is decriminalized or legal.

4 Actually provide "bj services"

Doing so would surely increase the P/E ratio.  Price to earnings, get ur mind outta the gutter!  Altho it would surely increase the penis ejaculations ratio also.  [||]

Saturday, March 13, 2010

G Greenwald article - Dems are fronting on Public Option

Glenn Greenwald breaks it down as u-sual.

This is really disappointing.  Supposedly Adam Green/Progressive Change Campaign Comittee has 41 Senators who signed paperwork claiming to vote for a Public Option.  Huffington Post Ryan Grim article claims Obama could pressure 12 additional Dem Sens to get 53 votes, based off of these Sens' prior statements wrt Public Option, & would only need 9 of these 12 to get to 50 Sens & win the vote (VP Joe The Biden is a tiebreaker when Senate ties 50-50).

So Obama COULD get the Public Option if he actually WANTED it?  Obama is 2X worse than Liebermann.

You know how Dems usually clown closeted gay ReThugs like Larry Craig?  The rationale, which I agree with, is the Hypocrisy Rule.  Craig, Mark Foley, Rev Ted Haggard, etc are hardcore anti-equal rights for gays, when they themselves are gheys.

To be fair, I think it's way past time to apply the Hypocrisy Rule on fake-ass Cartel Corporatist Whore Dems like Obama & Liebermann.  ReThugs don't front that they are for the average Jane.  ReThugs clearly state themselves Big Cartel Corporate Whores, no ReThug hypocrisy here.  But Cartel Dems like Obama pretend & campaign for the economic issues of the Average Jane & Joe voter, when really they continually defecate on Avg Jane & sellout in backroom non-Cspan'd televised deals with Wall Street, Pharma, Heath Ins, etc.  I call Hypocrisy, I call BS.

The sad thing is that real Progressive leadership ala FD Roosevelt or or TD Roosevelt or LB Johnson looks unlikely until Jan 2017 at the EARLIEST, assuming Obama isn't gonna magically turn Progressive, nor is it likely Obama could be primary challenged in 2012.  So it's either Obama, Romney, or another even worse ReThug as Pres until 2017.  The country has excessive multiple problems to wait until 2017 for adult & Progressive Fed Gov governance to fix this mess.  W T F.  Perhaps I should holler at a girl with Canada or EU citizenship?  Only half-kidding.