a friend/existing customer highly recommended Hiway Credit Union, as a great bank for personal finance use. Dude said their rates are dece, the service is dece, & it's reassuring that one can go in & talk to a real manager at the branch.
After all the fraud in 2008-9 Banking Crisis, imho I feel like investigating Credit Unions more.
1 thing I worry about is if Credit Unions enjoy FDIC protection, or if they have an alternate protection, is it dece enough. Hit up the comments if u have a take on this issue.